Effective date: January 1, 2026

Financier Scope ("we", "our") respects your privacy. This policy explains how we collect, use, share and protect personal and financial information when you use our website and services.

1. Information We Collect

• Contact details such as name, email address, phone number and mailing address.
• Financial details you provide in inquiries, such as income range, loan purpose, coverage needs and debt information.
• Technical data such as IP address, browser type, device information and pages visited.

2. How We Use Information

• To respond to inquiries and match you with suitable loan, insurance, payment, investment, warranty or debt relief options.
• To verify identity, prevent fraud and meet legal and regulatory obligations.
• To send newsletters and service updates, which you may opt out of at any time.

3. Sharing of Information

We do not sell your personal information. We may share it with lenders, insurers, payment processors and service providers acting on our behalf, and with regulators or law enforcement when required. Sharing is handled consistent with the Gramm-Leach-Bliley Act and applicable state privacy laws.

4. Credit Information

Where we obtain consumer reports, we do so only with your permission and in line with the Fair Credit Reporting Act. You may request a free copy of your report from the reporting agencies and dispute inaccurate items.

5. Your Privacy Rights

Depending on your state of residence, including under the California Consumer Privacy Act, you may have the right to know, access, correct or delete your personal information and to opt out of certain sharing. Email info@financierscope.info to submit a request; we will verify your identity before responding.

6. Data Security

We use encryption, access controls and employee training to safeguard information. No method of transmission is completely secure, so we cannot guarantee absolute security.

7. Cookies

We use cookies and similar tools to remember preferences and understand site usage. You can disable cookies in your browser settings, though some features may not work.

8. Data Retention

We retain information only as long as needed for the purposes above or as required by recordkeeping laws.

9. Children

Our services are not directed to anyone under 18, and we do not knowingly collect their information.

10. Changes and Contact

We may update this policy and will post the new date here. Questions: info@financierscope.info, 136 Madison Avenue, New York City, New York, 10016.

Effective date: January 1, 2026

By using this website you agree to these Terms and Conditions. If you do not agree, please do not use the site.

1. Nature of Services

Financier Scope provides information, introductions and advisory support related to loans, insurance, digital payments, investments, home warranty and debt relief. We are not a bank, and final products are offered by third-party lenders, insurers and providers under their own terms.

2. No Professional Advice

Content here is general information only and is not legal, tax, accounting or investment advice. Consult a qualified professional before making financial decisions.

3. Eligibility and Approval

You must be at least 18 years old and legally able to enter contracts. All loans, policies and accounts are subject to credit review, underwriting, verification and approval. Submitting an inquiry does not guarantee an offer.

4. Investment Risk

Mutual funds, gold, stocks and digital currency carry risk, including loss of principal. Past performance does not predict future results. Digital currency is volatile and not insured by federal deposit insurance.

5. Debt Relief Disclosures

Debt settlement may reduce your credit score, may have tax consequences and does not guarantee creditor acceptance. Bankruptcy guidance is informational and does not replace advice from a licensed attorney.

6. Estimates and Calculators

Tools on this site, including the loan estimator, provide illustrations only. Actual rates, terms and payments will differ.

7. Your Responsibilities

You agree to provide accurate information and not to use the site for fraud, money laundering or any unlawful purpose. We may refuse service where required by law.

8. Intellectual Property

All content, logos and design are owned by Financier Scope or its licensors and may not be copied or reused without written permission.

9. Limitation of Liability

To the extent permitted by law, we are not liable for indirect or consequential damages arising from use of the site or reliance on its content. Services are provided "as is".

10. Electronic Communications

You consent to receive notices electronically, consistent with the Electronic Signatures in Global and National Commerce Act.

11. Governing Law

These terms are governed by the laws of the State of New York, and disputes will be heard in the courts located in New York County, New York.

12. Contact

info@financierscope.info, 136 Madison Avenue, New York City, New York, 10016.